Wednesday, September 30, 2009

Avoiding Road Rage

Avoid Heated Moments Behind the Wheel Don’t Be a Victim – Or the Cause – of Road Rage

Road construction delays, soaring gas prices and traffic that seems to never let up are only a few reasons that spark moments of frustration and even aggression in drivers.

Aggressive drivers—those who tailgate, cut others off, run red lights, honk their horns, yell or make obscene gestures—are a danger to themselves and others. If you are an aggressive driver—or should you come into contact with one—your safety and that of your passengers and others on the road is seriously compromised.

Stress from off-the-road situations such as problems at work, the loss of a job, a divorce, or the death of a loved one can trigger road rage, even in a person who normally practices safe driving habits.

“Aggressive driving can affect anyone. Even drivers who are usually calm can get angry or frustrated and act out those feelings in dangerous ways,” says Allstate agent Bill Gough. “In addition, poor traffic conditions such as crowded roads and traffic jams can be the ‘last straw’ for a driver who is already stressed or upset.”

To protect yourself and others from the hazards of aggressive driving, Allstate recommends the following:

  • Don’t drive when angry—Take time to cool off. Go for a walk, breathe deeply, talk to someone, or, if you’re already driving, pull over and wait until your heart rate and breathing have slowed before getting back on the road.
  • Think positively about driving—Take pride in driving safely and always consider how your driving might affect others.
  • Chill out—Listen to soothing music, allow plenty of time to reach your destination, avoid traffic jams or choose less busy roads, and keep up with traffic and weather reports to learn of delays or hazards.
  • Give ‘em a break—If a driver goes too slowly, hesitates at an intersection, or annoys you in some other way, don’t loose your temper. The driver may have good reason for his or her behavior. When another driver is being aggressive, keep your cool.
  • Let it pass—Move to another lane when you can and let the other driver pass.
  • Avoid eye contact—The driver of the other vehicle may take your look as a challenge and become even more aggressive.
  • Go to a safe place if you are followed—Drive to the nearest police station, gas station, or other safe haven with plenty of people. If you have a cell phone, call the police with details or the incident – including the aggressive driver’s license plate number.

For more information on this or other safety topics, contact Allstate agent Bill Gough at 256-765-2200

Friday, September 11, 2009

IIHS Proposes Increasing Minimum Driving Age

By Steve Shoutlz, Family and Teen Driver Protection Specialist The Insurance Institute of Highway Safety recently announced their proposal to increase the minimum driving age in all states in the US to age 17. Their reasons are solid and should help reduce the number of accidents involving teenagers. The Graduated Drivers License program that almost every state has adopted has proven to work. Numbers of teen driver accidents and fatalities have decreased every year since its inception. The GDL program basically adds more supervised driving experience for teens and restricts them from driving during the times when risk is highest. However, more than 5,000 teens are killed in car accidents every year! Although teens and many parents may not like this change, parents should understand that there are two primary reasons why 16 year olds are most likely to get into accidents- inexperience and immaturity. Parents can help their child get the experience by spending time supervising their teen behind the wheel. Maturity, on the other hand, can only come with age. The GDL program gives the teen more time for experience but it doesn’t address the problem of immaturity. 16 year olds have the highest crash rate and fatalities of any age group and it’s largely due to peer pressure and not realizing the dangers they face. 16 year olds tend to think they are invincible behind the wheel and when other teens in their car urge them to drive fast, they cave into such pressures much easier. Whether this proposal is passed in Alabama or not, there are steps parents can take to reduce the likelihood of their child causing an accident. Get a home study driving course and spend as much time possible teaching your teen the skills needed to drive safely. Delay the time before your teen gets a full license. This will help your teen mature and give you more time to supervise your teen’s driving. This will also show how serious you are about their safety. Get a GPS Teen Monitoring System. This will instantly reduce the likelihood of your teen driving dangerously. If your teen knows that you’ll be alerted, they will be less tempted to speed or break any other rules that you’ve set forth. Talk to your teen about the dangers. Communication is probably the most effective way to make your teen a safer driver. Share the statistics and the most common mistakes teens make. Then get a contract in writing that states that your teen understands the dangers and will follow the rules you have set forth. You can download a free parent/teen driver contract by clicking here: http://www.TeenDriverInsurance/AllAmerican